FIG. 03BANKER · EXCEL · WORD
The covenant check before the meeting
The client sends updated financials an hour before you walk in.
Recording
Covenant headroom you can explain without opening another file.
- 01
Drop the new numbers into the covenant sheet.
- 02
Ask Excelsior to test each covenant and show headroom in plain language.
- 03
Ask for a short note you can paste into the credit memo.
- 04
Verify one ratio you already calculated by hand.
Covenant headroom you can explain without opening another file.
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